In the realm of real estate transactions, the terms “escrow” and “title” are frequently used, often interchangeably, which can lead to confusion. While both play essential roles in ensuring a secure property transfer, they serve distinct purposes in the process. Understanding the difference between escrow and title is crucial for buyers and sellers to navigate a real estate transaction successfully. And when it comes to expertly handling both escrow and title services, ROC Title is the name you can trust. 

 What is Escrow? 

 Escrow is a neutral third-party service that acts as a safeguard during a real estate transaction. When a buyer and seller reach an agreement, they open an escrow account with a trusted escrow company, such as ROC Title. The escrow officer becomes the intermediary, holding funds, legal documents, and important details related to the transaction. 

 Throughout the process, the escrow officer ensures that all parties fulfill their respective obligations before the transfer of ownership is completed. This includes verifying that all contractual conditions are met along with obtaining the necessary paperwork and funds. 

 In simple terms, escrow provides protection for both buyers and sellers, as funds and assets are securely held by the escrow company until all agreed-upon terms are satisfied. 


What is Title? 

 Title, on the other hand, refers to the legal right to ownership of a property. Before a property is sold, a title search is conducted to ensure that the title is clear and free from any liens, encumbrances, or legal issues that could jeopardize the transfer of ownership. 

 A title company, like ROC Title, is responsible for conducting a thorough title search to verify the property’s ownership history. If any issues are identified, the title company works diligently to resolve them before the closing of the transaction. Once the title is deemed clear and marketable, the buyer can be confident in their ownership rights. 

 In essence, title ensures that the property can be legally transferred from the seller to the buyer without any unexpected claims or disputes arising after the sale. 

 Why Choose ROC Title for Your Real Estate Transactions? 

 ROC Title excels in both escrow and title services, making them the ideal partner for your real estate transactions. With their extensive expertise and dedication to exceptional customer service, ROC Title provides a seamless and secure experience for buyers, sellers, and lenders alike. 

 Their team of experienced escrow officers diligently manages the escrow process, keeping all parties informed and ensuring that critical deadlines are met. Simultaneously, their title professionals conduct comprehensive title searches, guaranteeing that the property’s title is clear and free from any potential issues. 

 When it comes to escrow and title, trust ROC Title to handle all aspects of your real estate transaction with precision and care. Their commitment to excellence and transparent communication will provide you with peace of mind and confidence throughout the entire process. Whether you’re buying, selling, or refinancing, ROC Title is the title company you can rely on for a successful and stress-free real estate transaction.