Buyers & Sellers

The overwhelming process of buying or selling a house could be way more manageable when you quickly find the answer to your questions without any compromise. Get informed, but more importantly, we are here when you need us!

What is Title Insurance?

When a home is purchased, the buyer is given a title to the property. There can sometimes be a mistake in a previous deed, mortgage, will etc., that can result in a legal claim against the property. For a new home, it can protect against loss should a defect arise. Title Insurance protects the interests of both the lender and home buyer and covers the insured party against claims and legal fees that could arise.

Unexpected title claims include:

  • Outstanding mortgages and judgment
  • A lien against the property because the seller has not paid his taxes
  • Pending legal action against the property that could affect you
  • An unknown heir of a previous owner who is claiming ownership of the property

What is Escrow?

When purchasing a home, the buyer writes an earnest money check that is placed in “escrow”. Escrow is a financial arrangement in which a third party holds and regulates payment of the funds until a contract is negotiated between the buyer and seller. Once the transaction is finalized, the proper funds can be released. Escrow protects both parties and reduces the risk of fraud.

Buyer & Seller Guides

Buying or Selling a house could be an overwhelming process. Questions, procedures, and even regulations make it even harder, and finding the right person to answer them seems like an impossible mission. At ROC Title, we've created easy-to-follow guides for you to access at any time and with the peace of mind that the information you will find is for the best of your interests.

Download the guides with zero strings attached and become the ROCstar of this process.

Are you ready
to ROC?

The band is ready, and they're only waiting for the star (you) to get on the stage! We have experienced and dedicated professionals that always seek and deliver the best customer service while being efficient and reliable. Contact us or get a quote now.

ROC Title is fully compliant with the 2015 TRID and CFPB guidelines.

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